We have access to whole of market.

What does that mean?

Unlike high street banks, HLC isn’t tied to one lender—which means they can search across the market to find the right mortgage for you. Giving you theability to find a best fit mortgage for your needs and lifestyle.


Buying a home should be exciting. But between confusing messages, endless research, and piles of paperwork, it’s easy to feel a bit stressed.

At HLC, we simplify the process by handling the research, paperwork, and admin for you. We’ll find the right mortgage for your needs—quickly and stress-free.

So, whether you’re planning a new purchase or remortgaging, we’ll take care of the mortgage, survey & legals, so you can focus on what matters.


Explore lender rates below and get in touch with our expert mortgage advisors (hit the green button)👇

Lender Initial Rate Initial Payment Reversion Rate Total Fees Type APRC Initial Period Early Repayment Charge
3.70% £511.41 6.75% £799.00 Fixed 6.23% 27 months Yes
3.71% £511.96 6.49% £816.00 Fixed 6.06% 25 months Yes
3.72% £512.50 7.49% £899.00 Fixed 6.85% 26 months Yes
3.75% £514.13 6.74% £799.00 Fixed 6.29% 24 months Yes
3.76% £514.68 6.99% £70.00 Fixed 6.50% 24 months Yes
4.15% £536.15 7.25% £0.00 Tracker 6.93% 24 months No
4.20% £538.94 6.99% £799.00 Tracker 6.81% 24 months No
4.05% £530.60 6.75% £1299.00 Discounted 6.44% 24 months Yes
4.10% £533.37 7.49% £799.00 Discounted 7.04% 36 months Yes
The data presented in this table stems from a residential property valued at £200,000, with a corresponding mortgage of £100,000 secured against it (excluding any additional fees). The mortgage calculation is based on a capital repayment model, commonly known as a repayment mortgage, spanning a term of 25 years. Please note: This information is not exhaustive and may not cover all aspects relevant to selecting a mortgage. Fluctuations in interest rates may impact the total amount payable. Source: UK Mortgage Data

Will this be the year you finally take control of your finances and move into your dream home — with no overwhelm, no wasted time, and no costly missteps?

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